What does a written roof inspection report contain?
A written report contains the date, the scope, the findings with their positions and photographs, the attic and interior notes, and the recommended actions in order. It separates what was seen from what is judged, so a reader can see which points are facts and which are opinions.
Each finding is given a position on the roof: the slope, the edge or the feature, and its distance from a fixed point such as the ridge or a chimney. A reader can find the item on the roof from the report alone, which makes the report useful to a later crew or an insurer.
The recommended actions are listed in order of urgency. Items that need action now are separated from those that can wait for a dry season or the next check, and the homeowner decides the order after reading the report.
How is a roof report used with an insurer or a buyer?
A dated, photographed report can help a homeowner explain the roof's condition to an insurer or a buyer. It is a record of condition, not a decision on a claim or a sale. Whether a policy responds to any loss is for the insurer and the policy to decide.
A buyer or lender may want the report to describe the roof on a known date. The crew writes what it saw and what it judged, and it does not promise how the roof will perform after the sale.
An insurer may ask for a report to support a claim or a renewal. The homeowner should keep the original and a copy, and ask the insurer which format it needs. A dispute about how a claim is handled can be raised with the California Department of Insurance.
How often should a roof be inspected?
A roof is usually inspected before the rain or wind season, after a storm and when a change is made to the house. The right frequency depends on the roof, the trees near it and the exposure, and a crew can suggest a schedule based on the findings.
A check in the autumn, before the rain, shows the joints and edges that are most likely to fail in the first heavy weather. A check after the wind season shows what the wind did and whether any item needs attention.
A roof that has been repaired or replaced should be inspected at least once after the work, so that the new work is recorded at its finished state. That record is the baseline for later checks.
What does an inspection not cover?
An inspection covers what can be seen and reached safely on the date of the visit. It does not look inside the walls, under finished ceilings or in areas the crew cannot reach, and it does not predict the life of the covering. The report says what was not checked.
Parts of the roof that are behind a parapet, under a solar array or beside a steep edge may not be walked. The crew notes these areas and checks them from the ground or the edges where it can.
A report is a snapshot of the roof on one day. Weather that follows the visit can change the roof, and a finding that was minor on one date can become a leak after a storm.
What affects the scope and cost of a written report?
The scope depends on the roof size and complexity, the access, the attic and the depth of the photographs and notes. The report is quoted before the visit, and the price is explained and approved before any work starts. No figure is printed here.
A small, simple roof with easy access is a shorter report. A large roof with several levels, a complicated attic and many penetrations needs more time and more photographs.
A follow-up report that compares with an earlier one is quoted on the same basis as a new report, and it is often shorter because the baseline is already recorded.